AI for teams · Microsoft
Last checked Oct 28, 2026 on the official pricing page. Re-checked every 48 hours.

Microsoft 365 Copilot pricing

Quick answer: Microsoft 365 Copilot costs $21 to $32 per seat per month in the US, at the best billing option shown. It has a free plan. Checked Oct 28, 2026 on the official pricing page.

AI assistant inside Microsoft 365 apps, sold as add-on or bundle.

Seats10

Copilot Business (add-on)

$21

per seat / mo, billed yearly

10 seats$210 / mo

Onboardingnone

First year$2,520

Copilot in Word, Excel, PowerPoint, Outlook, Teams
Requires Microsoft 365 Business plan

Microsoft 365 Copilot (enterprise add-on)

Most teams

$30

per seat / mo, billed yearlyBilled yearly only

10 seats$300 / mo

Onboardingnone

First year$3,600

Requires qualifying Microsoft 365 license
Monthly billing still needs annual commitment

Business Standard with Copilot

$23.50

per seat / mo, billed yearly

10 seats$235 / mo

Onboardingnone

First year$2,820

Bundle incl. Office apps and Teams
No-Teams version $20.30 annual

Business Premium with Copilot

$32

per seat / mo, billed yearly

10 seats$320 / mo

Onboardingnone

First year$3,840

Bundle incl. advanced security
No-Teams version $28.80 annual

First-year difference between the two lowest paid plans at your seat count.

Add to my stack

Costs that are not on the plan card

Add-ons require a separate Microsoft 365 base license

Some agent features (Cowork, Autopilot) billed by usage

Notes from the pricing page

Copilot Business promo $18 annual (Jul 1 to Dec 31, 2026, first year, existing customers)

Enterprise add-on prices from /copilot/enterprise page

Questions teams ask

How much does Microsoft 365 Copilot cost?

Microsoft 365 Copilot costs $21 to $32 per seat per month in the US, at the best billing option shown. It has a free plan. Checked Oct 28, 2026 on the official pricing page.

Is there a free version of Microsoft 365 Copilot?

Yes. Copilot Chat included at no extra cost with eligible Microsoft 365 plans.

Is Microsoft 365 Copilot cheaper on annual billing?

Yes. Paying yearly cuts the monthly price by Copilot Business (add-on) 17%, Microsoft 365 Copilot (enterprise add-on) 5%, Business Standard with Copilot 17%, Business Premium with Copilot 17%. You commit for 12 months in return.

What does Microsoft 365 Copilot cost for a 10-person team?

On Microsoft 365 Copilot (enterprise add-on), a 10-person team pays about $3,600 in the first year at the best billing option, including any required onboarding fee.

Does Microsoft 365 Copilot have hidden costs?

Add-ons require a separate Microsoft 365 base license. Some agent features (Cowork, Autopilot) billed by usage.