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Gusto vs Justworks for a 10-person team
Plan for plan, first year, required fees included. Move the slider to your headcount.
Both checked Oct 28, 2026 on the vendors' own pricing pagesThe short answer
See the plan-by-plan totals below.
First-year cost = price × billed seats × 12, plus one-time fees. Where only one billing option is published, that price is used.
Gusto plans
Contractor only: $35 a month
Simple: $49 a month
Plus: $80 a month
Premium: $180 a month
Your HR and payroll is one line of the bill.Add the rest of the stack to see the real monthly number.
Build the full stack