Last checked Oct 28, 2026 on the official pricing page. Re-checked every 48 hours.
Gusto pricing
Quick answer: Gusto costs $35 to $180 a month in the US, at the best billing option shown. Checked Oct 28, 2026 on the official pricing page.
Payroll, benefits and HR for US small businesses.
Contractor only
- US contractor payments
- 1099 filings
- 4-day pay
Simple
Most teams- Single-state payroll
- Unlimited payrolls
- Tax filings
Plus
- Multi-state payroll
- Next-day pay
- Time tracking
Premium
- Dedicated advisor
- HR experts
- Payroll migration
Costs that are not on the plan card
Next-day pay on Simple: $15/month + $3/person
Priority Support: $30/month + $3/person
HR Resources: $50/month + $5/person
Global contractor payments: $5 per US-bank payment
Notes from the pricing page
Promo: Contractor only base $0 for first 6 months
Base fee plus per-person fee monthly
Questions teams ask
How much does Gusto cost?
Gusto costs $35 to $180 a month in the US, at the best billing option shown. Checked Oct 28, 2026 on the official pricing page.
Is there a free version of Gusto?
No free plan is listed. The lowest paid plan is Contractor only at $35 a month.
Is Gusto cheaper on annual billing?
The vendor does not show a separate annual discount for these plans on its US pricing page.
What does Gusto cost for a 10-person team?
On Simple, a 10-person team pays about $1,308 in the first year at the best billing option, including any required onboarding fee.
Does Gusto have hidden costs?
Next-day pay on Simple: $15/month + $3/person. Priority Support: $30/month + $3/person. HR Resources: $50/month + $5/person.