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QuickBooks Online vs Xero for a 10-person team

Plan for plan, first year, required fees included. Move the slider to your headcount.

Both checked Oct 28, 2026 on the vendors' own pricing pages
The short answer

See the plan-by-plan totals below.

First-year cost = price × billed seats × 12, plus one-time fees. Where only one billing option is published, that price is used.

QuickBooks Online plans

Simple Start: $38 a month

Essentials: $85 a month

Plus: $140 a month

Advanced: $340 a month

Full QuickBooks Online pricing

Xero plans

Early: $27 a month

Growing: $59 a month

Established: $97 a month

Full Xero pricing

Your finance is one line of the bill.Add the rest of the stack to see the real monthly number.
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